Products and Services for Companies & Associations
Operational financing
Discounting bills of exchange :
Mobilize your bills of exchange through discounting, a product designed to accelerate the collection of your trade receivables.
Overdraft facility :
Benefit from short-term bank financing to meet your short-term cash requirements. This flexible facility remains available for the agreed period.
Working capital financing :
Short-term financing tailored to your business cycle and the specific features of your industry.
Campaign credit :
You can benefit from a credit adapted to the seasonality of your business, with the possibility of renewing at the period corresponding to your needs.
Advance payments :
Accelerate the collection of your receivables, so that you can carry out contracts with peace of mind. Carried over. No more payment delays.
Advances on invoices :
No more pending invoices! We enable you to cash in your certified invoices according to your cash flow requirements.
Investment financing
Medium-term investment credit :
Finance your equipment investments over a period adapted to your cash flow.
With this financing, you can strengthen or renew your operating assets with complete peace of mind.
Structured financing :
Take advantage of the expertise of professionals to benefit from advice on the appropriate financial structuring of your projects.
Signature commitments
Market bonds :
We can provide you with all types of surety required by a contracting authority for your public or private contracts.
Customs bonds / Surety bonds :
Stop paying customs duties in cash. The customs bond and/or the bonded bond allow you to defer payment of customs duties, thus easing your cash flow.
Trade bills :
Give your suppliers a payment guarantee for your commercial transactions, and benefit from the advantages of this payment security by negotiating the best terms.
International trade operations :
International transfers
Swift processing of your international banking transactions: fast turnaround times, instant Swift availability. Transfers anywhere in the world in any currency, thanks to a network of first-class correspondents.
Import-export documentary credit / Import-export documentary remittance / International bank guarantees
Benefit from the expertise of professionals to finance your international operations. Access international markets with complete peace of mind, thanks to our network of first-rate correspondent banks covering all five continents. Carry out any import/export operation with peace of mind with BCI SENEGAL.
Structured finance
Benefit from the financial expertise of a team dedicated to providing you with solutions tailored to your specific needs or those of your project.
Bond issues :
Raise funds on the financial market thanks to our expertise and our sales force, ensuring that subscription rates are sufficient to cover your financial needs.
Initial public offering :
Access long-term financial resources to support your company's development.
Advice :
BCI provides you with a team of professionals in various banking fields dedicated to satisfying your needs.
All-risk business insurance: destruction, breakdowns, theft :
As a partner of renowned insurance companies, BCI offers you tailored insurance products to protect your production facilities.
Health insurance :
BCI Senegal, in partnership with leading insurance companies, can provide your staff with full or partial health cover.
Supplementary group pension :
Preserve your employees' purchasing power by allowing them to benefit from a supplementary pension built up throughout their career, at their own pace and with their own means.
End-of-career indemnity :
Outsource the cash-flow burden resulting from the obligation to pay an end-of-career indemnity when your employees retire. These funds will be securely invested and earn interest to help finance this social provision.