Products and Services for Companies & Associations

 Operational financing

Discounting bills of exchange :

Mobilize your bills of exchange through discounting, a product designed to accelerate the collection of your trade receivables.

 Overdraft facility :

Benefit from short-term bank financing to meet your short-term cash requirements. This flexible facility remains available for the agreed period.

 Working capital financing :

Short-term financing tailored to your business cycle and the specific features of your industry.

 Campaign credit :

You can benefit from a credit adapted to the seasonality of your business, with the possibility of renewing at the period corresponding to your needs.

 Advance payments :

Accelerate the collection of your receivables, so that you can carry out contracts with peace of mind. Carried over. No more payment delays.

 Advances on invoices :

No more pending invoices! We enable you to cash in your certified invoices according to your cash flow requirements.

 Investment financing

 Medium-term investment credit :

Finance your equipment investments over a period adapted to your cash flow.

With this financing, you can strengthen or renew your operating assets with complete peace of mind.

 Structured financing :

Take advantage of the expertise of professionals to benefit from advice on the appropriate financial structuring of your projects.

Signature commitments

 Market bonds :

We can provide you with all types of surety required by a contracting authority for your public or private contracts.

 Customs bonds / Surety bonds :

Stop paying customs duties in cash. The customs bond and/or the bonded bond allow you to defer payment of customs duties, thus easing your cash flow.

 Trade bills :

Give your suppliers a payment guarantee for your commercial transactions, and benefit from the advantages of this payment security by negotiating the best terms.

 International trade operations :

 International transfers

Swift processing of your international banking transactions: fast turnaround times, instant Swift availability. Transfers anywhere in the world in any currency, thanks to a network of first-class correspondents.

Import-export documentary credit / Import-export documentary remittance / International bank guarantees

Benefit from the expertise of professionals to finance your international operations. Access international markets with complete peace of mind, thanks to our network of first-rate correspondent banks covering all five continents. Carry out any import/export operation with peace of mind with BCI SENEGAL.


Structured finance

Benefit from the financial expertise of a team dedicated to providing you with solutions tailored to your specific needs or those of your project.

 Bond issues :

Raise funds on the financial market thanks to our expertise and our sales force, ensuring that subscription rates are sufficient to cover your financial needs.

 Initial public offering :

Access long-term financial resources to support your company's development.

 Advice :

BCI provides you with a team of professionals in various banking fields dedicated to satisfying your needs.

All-risk business insurance: destruction, breakdowns, theft :

As a partner of renowned insurance companies, BCI offers you tailored insurance products to protect your production facilities.

 Health insurance :

BCI Senegal, in partnership with leading insurance companies, can provide your staff with full or partial health cover.

Supplementary group pension :

Preserve your employees' purchasing power by allowing them to benefit from a supplementary pension built up throughout their career, at their own pace and with their own means.

 End-of-career indemnity :

Outsource the cash-flow burden resulting from the obligation to pay an end-of-career indemnity when your employees retire. These funds will be securely invested and earn interest to help finance this social provision.

Contact BCI Senegal

  • 15 Boulevard de la République
    BP : 11243, Dakar Senegal

  • [+221] 822 37 37
  • [+221] 822 11 63

  • infosn@bci-banque.com