With BCI Guinea, your money never sleeps!
Savings Accounts
It lets your money fructify safely. A savings account is a simple way to save money while keeping a lot of flexibility in the valorization of your capital.
How to Open an Account
- Two Passport/ID photos
- Copy of your valid national ID card, or passport or residence permit
- A certificate de residence (or water, electricity or phone bill with the client’s name) older than 3 months
- An initial deposit of 100 000 GNF, 200 USD, 200 EUR
Minor Savings Account
- Two Passport/ID photos of the parent
- Two Passport/ID photos of the minor
- Photocopy of the minor’s birth certificate
- Copy of your valid national ID card, or passport or residence permit
- A certificate de residence (or water, electricity or phone bill with the client’s name) older than 3 months How it Works
- Duration: unlimited
- Maximum amount remunerated: 20 000 000 GNF
- Fixed interest rate of 3% + TAF with capitalization of interests at the end of each month
- Possible operations on the account: unlimited money deposits, 2 money withdrawals per month, transfers between accounts (one-time or recurring)
Advantages:
- Guaranteed remuneration
- Total availability of the money you saved
- Saving at your own pace
- (…) account management fees (a word is missing from the French document)
Current Account
With some of the lowest account management fees in the market, the BCI current account allows you to deposit or withdraw money from your account at any given time.
How to Open an Account
- Two Passport/ID photos
- Copy of your valid national ID card, or passport or residence permit
- A certificate de residence (or water, electricity or phone bill with the client’s name) older than 3 months
- A pay slip for domiciliation (along with a proof of employment for officials). - A Photocopy of the work contract for the private sector
- An initial deposit of 300 000 GNF, 200 USD, 200 EUR, 50 000 GNF for employees How it Works
- Ability to deposit, withdraw and transfer money, deposit checks…
- Free check book and monthly account balance
- Payment of account management fees at the end of each month
Advantages:
- Funds are available at all times
- Possibility to withdraw money any time and with no limitation
- Access to all payment options
Term Deposits:
It is a way to increase your capital.
This investment option is available to every natural person or legal entity (company, institution…) with a current account at BCI. How it Works:
- It consists of blocking funds at a specific rate and for a previously determined time
- The interests are capitalized every trimester and credited on the current account
- Investment is completely secure
Advantages :
- The investment is completely secure
- The capital is guaranteed
- The remuneration rate is guaranteed and set at the beginning of the contract
- The capital is available (possibility of early repayments at all times for the totality of the investment providing financial penalty on the interests on a pro rata basis for the time used)
For more information, don’t hesitate to contact your bank advisor.
